FOR YOUR DEPOSITORY NEEDSFDIC: Deposits are federally insured to $100,000 Checking Accounts: Free checking and interest checking options are available. Savings Accounts: Tyme Savings (with ATM card access), Youth Savings (for the saver under the age of 18), and Holiday Club Savings are available. Certificate of Deposit (CDs): Citizens Community Federal traditionally ranks among the highest rates in the area. Individual Retirement Accounts (IRA): Offering Traditional, Roth and Education IRAs. Money Market Account: Offers the flexibility of daily investment returns and convenient withdrawal privileges.
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